What this means in a clinic conversation
This can include deductibles, copayments, coinsurance and noncovered services. A clinic’s total charge and your final responsibility may differ, so ask both the clinic and the plan for details.
A question to bring
What amount am I expected to pay, and which parts will insurance not reimburse?
Open the visit checklist →Related and commonly confused terms
Use the term in context
Sources and editorial context
This definition was compiled from the sources below and has not received independent clinical review. It supports understanding and consultation preparation.
- HealthCare.gov glossary: out-of-pocket costs · Centers for Medicare & Medicaid ServicesReference checked 2026-10-02