What this means in a clinic conversation
Plans can cover some services before the deductible is met and may have different deductibles for different benefits. Meeting a deductible does not turn an excluded service into a covered one.
A question to bring
Which deductible applies, how much remains, and is this service covered by the plan?
Open the visit checklist →Related and commonly confused terms
Sources and editorial context
This definition was compiled from the sources below and has not received independent clinical review. It supports understanding and consultation preparation.
- HealthCare.gov glossary: deductible · Centers for Medicare & Medicaid ServicesReference checked 2026-10-02