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Credentials and costs

Self-pay

Also known as: cash pay, paying without insurance

Paying for care without using health insurance to cover that service.

Source-checked educational compilation · Not independently clinically reviewed

What this means in a clinic conversation

A person may be uninsured or may choose not to use insurance for the visit. CMS explains good faith estimates for people not using insurance; request the expected charges in writing.

A question to bring

What is included in the self-pay price, and can I receive a written estimate before deciding?

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Related and commonly confused terms

Sources and editorial context

This definition was compiled from the sources below and has not received independent clinical review. It supports understanding and consultation preparation.

  1. Medical bill rights when not using insurance · Centers for Medicare & Medicaid ServicesReference checked 2026-10-02
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